U.S. Bank Promotions for January 2024 (2024)

If you’re looking to open a new bank account or get a credit card, bank offers and promotions like the ones on offer by U.S. Bank can help you get started on the right foot.

While there are many banks to consider, U.S. Bank has some bank account bonuses and promotions well worth your attention.

To qualify for these offers, banks often ask you for substantial opening deposits or to maintain a minimum daily balance.

But if you’re smart about it and can meet the minimum balance requirements, as well as make the required number of personal deposits, you can definitely take advantage of these offers now and then.

Here are the current U.S. Bank Promotions for January 2024:

• U.S. Bank Smartly® Checking: up to $800 Bonus
• Business Checking: up to $800 Bonus
• Platinum Business MMA: up to 4.60% APY
• Cash+® Visa Signature® Card: $200 Bonus
• Altitude® Go Visa Signature® Card: 20,000 Bonus Points

1. U.S. Bank Smartly® Checking: up to $800 Bonus

• Bonus: up to $800
• Expires: March 12, 2024
• Learn More: Visit U.S. Bank

You can earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account online and complete qualifying activities. Subject to certain terms and limitations. Offer valid through March 12, 2024. Member FDIC.

U.S. Bank Smartly® Checking bonus (up to $500): Open a new U.S. Bank Smartly® Checking account. Within 90 days, enroll in online banking or the U.S. Bank Mobile App AND Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500.

U.S. Bank Standard Savings bonus (up to $300): Open a new Standard Savings account and make new money deposit(s) totaling $25,000 or more by March 31, 2024 AND Maintain that balance until June 30, 2024 to earn up to $300

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

U.S. Bank frequently has signup bonuses, and this one is on par compared to previous ones.

2. U.S. Bank Business Checking: up to $800 Bonus

• Bonus: up to $800
• Expires: January 31, 2024
• Learn More: Visit U.S. Bank

U.S. Bank is currently offering up to a $800 bonus when you open and fund a new business checking account with promo code Q3AFL23 and complete qualifying activities.

There are two parts to receiving this bonus:

1. Deposit $5,000 in new money within 30 days of account opening and maintain that balance for 60 days of account account opening to earn $350 or at least $25,000 to earn $800.
2. Enroll in online banking or the U.S. Bank mobile app within 60 days of account opening.

3. U.S. Bank Platinum Business Money Market Account

• Bonus: up to 4.60% APY
• Expires: March 6, 2024
• Learn More: Visit U.S. Bank

Limited Time Offer

Receive up to 4.60% APY from the account opening date when you open a new Platinum Business Money Market Account and complete qualifying activities.

Complete these steps to earn the offer:

1. Open a new Platinum Business Money Market Account
2. Deposit $25,000 – $2,999,999.99 in new money to earn a 4.50% APY bonus (4.60% APY total).
3. Subject to certain terms and limitations.

4. Cash+® Visa Signature® Card

• Bonus: $200
• Expires: Limited Time
• Learn More: U.S. Bank Cash+® Visa $200 Bonus

This promotion offers new cardholders a bonus of $200. You earn the bonus after spending $1,000 on eligible purchases within the first 120 days of opening the account.

The Cash+ Visa Signature Card Features:

• 0% intro APR for the first 18 months on balance transfers
• Customizable cashback
• No annual fee

5. Altitude® Go Visa Signature® Card

• Bonus: 20,000 Bonus Points
• Expires: Limited Time
• Learn More: U.S. Bank Altitude® Go 20,000 points bonus

This promotion offers new card members 20,000 bonus points after spending $1,000 in the first 90 days.

The bonus points can then be redeemed in the form of statement credits or a cash withdrawal to your U.S. Bank savings or checking account

Is A US Bank Promotion Best For You?

Bank promotions and bank bonuses can provide you with a nice cash injection. While this is most welcome, understanding what comes with the offer is of equal importance. This can help you make sure that the offer is ultimately beneficial to you.

Before committing to a bonus, make sure that you understand what the requirements are and that you can meet them. This will help you avoid any disappointments, more so since some of the requirements can be a bit demanding.

Also, keep in mind that the bank will have its eligibility requirements, including your credit score. These requirements can disqualify you from certain offers, so it is advisable to check these in the fine print of the promotion you’re thinking of taking.

Other things you might want to consider are the features of the account itself. Remember to check if the account has any monthly fees and if you’re able to meet the requirements to waive these fees.

Account features such as bill pay and mobile banking can also prove to be quite useful and for some a deal-breaker. After all, you don’t want to have to visit a branch every time you want to do something that you should easily be able to do online.

Some other things to check include the terms and conditions such as the APY of a credit card once any introductory offers run out.

Lastly, always take the time to check what the competition is offering. With many banks running seasonal and ongoing promotions, there is probably more than one offer that is right for you.

Banks like Chase often run promotions on services such as Chase’s total checking accounts, so taking the time to shop around can only help you in the end.

Other Bank Promotions Offered

• Best Bank Account Promotions and Bonuses
• Bank of America Promotions
• Chase Bank Promotions
• CIT Bank Promotions
• Citibank Promotions
• Wells Fargo $400 Bonus Promotion