Family & Group Travel Insurance (2024)

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Travelling in a group or going on a family holiday? Save money with our group policies

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What's family and group travel insurance?

From family holidays to city breaks with friends, our family and group travel insurance covers up to ten people under one policy. So, who are you inviting?

    What's covered with our family and group travel insurance?

    Whether you're off on a family holiday or a group getaway, we've got you covered

    Family & Group Travel Insurance (1)

    • We'll cover up to ten people on one travel insurance policy. That makes things a bit easier!
    • Everyone on your trip will have the same level of cover, so you can all relax with peace of mind.
    • You'll save time and money with a group policy and we'll even give you a 15% online discount


    So, whether you're crossing the Channel to Europe or jetting off to a far flung destination,get a travel quotetoday tofind out how much you could save.

    WHY CHOOSE LV=?

    You choose who to invite, where to go and what to pack, we'll take care of the rest...

    Family & Group Travel Insurance (2)

    OurEssentialpolicy includes the following:

    • Up to £5,000 holiday cancellation cover
      If your holiday is cancelled, cut short or any activities/excursions are cancelled for a reason completely out of your control (like illness)
    • No upper age limit on single trips
      Age is nothing but a number, right?
    • 24-hour helpline
      So you can call us while you're away. You can make a claim 24/7 online too.
    • Travel insurance with coronavirus cover
      If you become unwell with coronavirus (COVID-19), we'll cover your medical and repatriation costsFind out what's covered with our coronavirus cover
    • All pre-existing medical conditions considered
      Just make sure you tell us about them when you take out your policy
    • Annual policies include cruise cover as standard
      All aboard!

    Our Defaqto 5 Star ratedPremierpolicy includes all of the above plus all of this:

    • Cover for delays and cancellations after 24 hours
      This could be due to bad weather, terrorism, drones, ash clouds or strikes. Basically, all the things we can’t control
    • Up to £1,000 if you miss your pre-booked transport
      Missing your flight because of a delayed train happens, but we're here to sort it.
    • Up to £10,000 cancellation cover
      This covers you if you have to cancel your holiday, cut it short or cancel any activities or excursions for a reason completely out of your hands (like illness)

    Family and group travel insurance FAQs

    Yes, you can add travellers onto your policy at any time before you start your trip. We can cover a maximum of ten travellers on one policy.

    To make changes to your travel insurance policy, please call us on 0330 678 6222


    Lines are open:

    8am - 8pm Monday to Friday
    9am - 5pm Saturday and Bank Holidays
    10am - 4pm Sunday
    Calls will be recorded. For Text Phone: dial 18001 first.

    We take the relationships between travellers into account when calculating the premium, so for example, a family would pay less than a group of unrelated people.

    Get a quote for LV= travel insuranceor call us on 0330 678 6223for more information.

    Lines are open:

    8am - 8pm Monday to Friday
    9am - 5pm Saturday and Bank Holidays
    10am - 4pm Sunday

    Calls will be recorded. For Text Phone: dial 18001 first.

    No, you don't have to travel together - so long as everyone named on your policy is aged 22 or over, our policies will cover you to travel separately. However, any named children on your policy under the age of 22 will automatically be covered to travel while accompanied by the policyholder or their spouse, another person named on the policy aged 22 years or older or while travelling on an organised trip with a school, university or club when accompanied by a responsible adult.

    If you'd like anyone named on your policy who is 16 to 21 years old to be covered to travel independently, you'll need to select the option for unaccompanied travellers aged 16 - 21. Alternatively, anyone over 16 years of age can take out a policy in their own name.

    If anyone under the age of 16 needs to travel independently, please call us on 0330 678 6223 as we may be able to offer cover.

    Lines are open:

    8am - 8pm Monday to Friday
    9am - 5pm Saturday and Bank Holidays
    10am - 4pm Sunday

    Calls will be recorded. For Text Phone: dial 18001 first.

    We offer two levels of annual travel insurance to suit your needs - Essential and Premier.

    Our Essential policy offers up to £10 million emergency medical cover, up to £5,000 cancellation cover and £25,000 personal accident cover.

    Premier offers everything that Essential does but offers £10,000 cancellation cover plus extra cover for missed or cancelled flights, delays due to bad weather, strikes or other mishaps that may interrupt your travel plans.

    Haven't found what you're looking for? No worries, you can read all our travel insurance FAQs in our FAQ hub.

    \n
    \nLines are open:
    \n
    \n8am - 8pm Monday to Friday
    \n9am - 5pm Saturday and Bank Holidays
    \n10am - 4pm Sunday
    \nCalls will be recorded. For Text Phone: dial 18001 first.","open":false,"anchorId":"Can-I-add-travellers-onto-my-travel-insurance-policy-after-my-cover-has-started?"},{"heading":"I'm travelling with my family, If I take out a group policy will my travel insurance be cheaper? ","children":"We take the relationships between travellers into account when calculating the premium, so for example, a family would pay less than a group of unrelated people.
    \n
    \nGet a quote for LV= travel insuranceor call us on 0330 678 6223for more information.
    \n
    \nLines are open:
    \n
    \n8am - 8pm Monday to Friday
    \n9am - 5pm Saturday and Bank Holidays
    \n10am - 4pm Sunday
    \n
    \nCalls will be recorded. For Text Phone: dial 18001 first.
    \n
    ","open":false,"anchorId":"I'm-travelling-with-my-family,-If-I-take-out-a-group-policy-will-my-travel-insurance-be-cheaper?-"},{"heading":"Does everyone on an LV= travel insurance group policy have to travel together?","children":"No, you don't have to travel together - so long as everyone named on your policy is aged 22 or over, our policies will cover you to travel separately. However, any named children on your policy under the age of 22 will automatically be covered to travel while accompanied by the policyholder or their spouse, another person named on the policy aged 22 years or older or while travelling on an organised trip with a school, university or club when accompanied by a responsible adult.
    \n
    \nIf you'd like anyone named on your policy who is 16 to 21 years old to be covered to travel independently, you'll need to select the option for unaccompanied travellers aged 16 - 21. Alternatively, anyone over 16 years of age can take out a policy in their own name.
    \n
    \nIf anyone under the age of 16 needs to travel independently, please call us on 0330 678 6223 as we may be able to offer cover.
    \n
    \nLines are open:
    \n
    \n8am - 8pm Monday to Friday
    \n9am - 5pm Saturday and Bank Holidays
    \n10am - 4pm Sunday
    \n
    \nCalls will be recorded. For Text Phone: dial 18001 first.","open":false,"anchorId":"Does-everyone-on-an-LV=-travel-insurance-group-policy-have-to-travel-together?"},{"heading":"What’s the difference between an Essential and Premier Travel policy?","children":"We offer two levels of annual travel insurance to suit your needs - Essential and Premier.
    \n
    \nOur Essential policy offers up to £10 million emergency medical cover, up to £5,000 cancellation cover and £25,000 personal accident cover.
    \n
    \nPremier offers everything that Essential does but offers £10,000 cancellation cover plus extra cover for missed or cancelled flights, delays due to bad weather, strikes or other mishaps that may interrupt your travel plans.","open":false,"anchorId":"What’s-the-difference-between-an-Essential-and-Premier-Travel-policy?"},{"heading":"Have another question?","children":"Haven't found what you're looking for? No worries, you can read all our travel insurance FAQs in our FAQ hub.","open":false,"anchorId":"Have-another-question?"}],"heading":"Family and group travel insurance FAQs","modifier":"contact","modalGroup":null}), document.getElementById("react_0HMPSA5ISH5IL"))});

    More about LV= travel insurance

    • Destinations we’ve not agreed to cover
    • Claims relating to a pandemic (including COVID-19), except where cover has been expressly stated. Find out more.
    • Cancellation due to you not wishing to travel
    • Cancellation due to not obtaining the correct documents required to travel to your destination, including Passports or evidence of vaccinations.
    • Pre-existing medical conditions unless we’ve agreed to cover
    • Delay (Essential), or delay under 12 hours (Premier)
    • Holiday cancellation due to delays (Essential)
    • Refreshment costs for delays under 12 hours (Essential and Premier)

      Read our most common examples of what's not covered in our claims considerationsguide

    Check out our range of optional extras

    Baggage

    We cover your all-important personal items. From baggage to belongings, and even your cash. You’ll get…

    • £3,000 (including a £500 single item limit and total valuables limit) with the Premier policy
    • £2,000 (including a £300 single item limit and total valuables limit) with the Essential policy
    • And finally, £500 for money, including £300 cash (on Premier and Essential policies)

    Find out more about our optional extras

    Winter sports and ski cover

    Before you take off down a slope, make sure you’re well protected if you land with a bump! We’ll cover…

    • Emergency medical expenses
    • Personal accident
    • Personal liability

    Find out more about winter sports and ski cover

    Our policy documents

    You can get these and other documents from us in Braille, large print or audio bysending us an email.

    Travel insurance policy document (PDF 606 KB)
    Travel insurance product information document (PDF 88KB)

    How we use your personal information

    Travel Essential activities document (PDF 55KB)

    Travel Premier activities document (PDF 65KB)

    awards and recognition

    Travel with us and you're in safe hands

    • Defaqto 5 Star rated Premier policy

    • LV= travel insurance rated 4.8 out of 5 based on 3,643 customer reviews independently verified by Feefo
      Correct as of 15 February 2023

    So, all that's left to do is decide where you want to go! Check out some of our holiday destination guides for some inspiration...

    Planning a trip to Australia?

    Planning a trip to Mexico?

    Planning a trip to Thailand?

    Planning a trip to France?

    Now sit back, relax and start your travel quote

    Family & Group Travel Insurance (2024)
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